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While You’re Away: Tips To Keep Your Home Safe While You Travel While You’re Away: Tips To Keep Your Home Safe While You Travel
While You’re Away: Tips To Keep Your Home Safe While You Travel It’s summer, which means time for sun, fun and vacations! With all the prepping, planning and packing, it's easy to miss one very important thing: ensuring your home is protected from water damage. Water is high on our list of things that go bump in the night. People underestimate the power water has to wreak havoc on your home. Water damage makes up 45 percent of all interior property damage. That is more than damage caused by fire or burglary. That is the bad news. The good news is that 93 percent of all water damage is preventable. In fact, your plumbing supply system is the No. 1 ca…

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Content Partner: Advocate Brokerage Corp.
Lifestyle
Don’t Settle For Good Enough: Understand Auto Insurance Don’t Settle For Good Enough: Understand Auto Insurance
Don’t Settle For Good Enough: Understand Auto Insurance Auto insurance is something that almost everyone needs, which makes the insurance marketplace incredibly competitive. With an extensive list of insurance carriers looking to capture your attention, it is understandable that people shop for auto insurance by comparing price. Understanding the many details within a policy then becomes a lower priority. Don’t settle for insurance that is good enough. Advocate Brokerage would like to offer tips to help you make the best choice for your vehicle: Valuation After an accident that totals your car, your insurance company will pay the claim based o…

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Content Partner: Advocate Brokerage Corp.
Lifestyle
When A Tree Falls: Important Information That May Affect Your Insurance When A Tree Falls: Important Information That May Affect Your Insurance
When A Tree Falls: Important Information That May Affect Your Insurance When a tree falls, am I covered? With each major storm, this becomes one of the most frequent questions received by insurance agencies across the country. Am I covered? If a tree falls on your house, are you covered? Although coverage can vary, Jeanne M. Salvatore, senior vice president and consumer spokesperson for the Insurance Information Institute said, “If a tree hits a home or other insured structure such as a detached garage, standard homeowners insurance policies provide coverage for the damage the tree does to the structure and the contents within it. This includes trees felled b…

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Content Partner: Advocate Brokerage Corp.
Lifestyle
The ABCs Of Insurance Coverage For Jewelry, According To Advocate Brokerage The ABCs Of Insurance Coverage For Jewelry, According To Advocate Brokerage
The ABCs Of Insurance Coverage For Jewelry, According To Advocate Brokerage WESTCHESTER COUNTY, N.Y. -- Last Valentine’s Day roughly $4 billion was spent on gifts of jewelry. Since sparkling presents have become such a popular gift item at this time of year, we at Advocate Brokerage decided to do our best to review the ABCs of insurance coverage for jewelry. A is for Appraisals The markets for gold and precious stones fluctuate frequently, so Advocate Brokerage recommends re-appraising every 3–5 years. If you do not have an up to date appraisal and your jewelry is lost or stolen, you may not be able to receive the full value of the item when you file a claim. If…

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Content Partner: Advocate Brokerage Corp.
Lifestyle
Close And Contain: It Could Save Lives! Close And Contain: It Could Save Lives!
Close And Contain: It Could Save Lives! WESTCHESTER COUNTY, N.Y. -- 2018 got off to a very cold start. The cold temperatures gave lead to a frightening 60 percent increase in home fire fatalities when compared to the beginning of 2017. While it is wise to have a Central Station Fire and Burglar Alarm, which is proven to greatly reduce the risk of total home loss and save lives, there is another safety precaution you can take today that will save lives, prevent a home fire from spreading and cost you nothing. That safety precaution is to close and contain. The team at Advocate is advising that that if you find yourself in a struc…

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Content Partner: Advocate Brokerage Corp.
Lifestyle
Is It Time For An Insurance Review? Advocate Brokerage Experts Say Yes Is It Time For An Insurance Review? Advocate Brokerage Experts Say Yes
Is It Time For An Insurance Review? Advocate Brokerage Experts Say Yes SCARSDALE, N.Y. -- As 2018 begins, we wanted to share this: the more insurance agents know about their clients, the better they can serve them. The reason is simple. The more agents know about your life and the things you value most, the more they can educate you on the best choice for your insurance portfolio. For example, are you traveling more frequently? Did you get married this year? Or have a baby? If you are already a parent, has your child gotten their driver’s license or gone off to college? Are you ready to up or downsize your home? Did you move? Have you purchased any fun to…

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Content Partner: Advocate Brokerage Corp.
Lifestyle
Advocate Brokerage Experts Explain The Dangers Of Ice Dams Advocate Brokerage Experts Explain The Dangers Of Ice Dams
Advocate Brokerage Experts Explain The Dangers Of Ice Dams SCARSDALE, N.Y. -- To say it's been cold is an understatement. With temperatures recently falling below 32 degrees, many of us have chosen to stay inside with a hot cup of coffee. Looking ahead in the forecast though, to temperatures creeping above the freezing mark and then dipping back down again, there is an important topic to address: ice dams. An ice dam is a solid formation of ice at the edge of a roof. Sometimes ice dams are present with icicles, but other times they're not. These ice formations create barriers that prevent melting snow from running off the roof, into the gutter sys…

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Content Partner: Advocate Brokerage Corp.