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Monday, apr 29
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Wallkill Valley Federal Savings & Loan
Lifestyle
Welcome Home: Applying For A Loan
There are few things that offer equal levels of excitement and stress. The first two things that come to mind are having a baby and buying a house. You can’t wait to find and move in to your new home, but life is busy and making time to meet with a banker during business hours in order to fill out and submit paperwork can be a challenge. Here is a bit of good news: You can apply for a mortgage at Wallkill Valley Federal Savings & Loan online! Not only can you start the application process online, you can also check up on the status of your loan. There are also some other great featu…
Lifestyle
Welcome Home: Understanding Closing Costs
When moving to a home, costs tend to add up rather quickly. Several items will need to be budgeted for right away such as replacing carpet, updating appliances, moving and closing costs. When buying a home the title of the property will be transferred from the seller to the buyer which is called the closing. The fees that need to be paid at that time are considered closing costs. Closing costs vary widely based on a number of factors and you will receive a loan estimate within three business days of receiving your completed loan application. Then three days before closing, you will rece…
Lifestyle
Make Your Savings Grow With Certificates Of Deposit
ORANGE COUNTY, N.Y. -- One of the keys to financial stability is having your money work for you. While traditional savings accounts are a great starting point, their low interest rates mean customers earn mere cents on their money each year. For those looking to get the most out of their savings, Wallkill Valley Federal Savings & Loan is currently offering Certificates of Deposit to help customers meet their financial goals. What is a Certificate of Deposit? A Certificate of Deposit, or CD, is a termed savings account that brings a higher yield than a traditional savings account. The i…
Lifestyle
Here's How To Make 2018 A Year Of Savings
ORANGE COUNTY, N.Y. -- With a New Year comes new financial opportunity. For those looking to establish a healthy fiscal 2018, the savings experts at Wallkill Valley Federal Savings & Loan can help. Below are some of their tips on how to start the financial year off right: Save More Each year, more than one quarter of Americans say they want to save money. The best way to stay on top of the resolution is to make a specific savings goal first. Identify what the money will be used towards, and then begin saving. Below are some potential goals to consider when planning for 2018. Start an …
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