Authorities said David Noel, 24, tried to use the card for a $3,000 purchase at the Super Stop and Shop on Franklin Avenue, was denied and ran out.
He was trying to hop into a car being driven through the lot by 22-year-old Wollens Francois when police pulled up just after 4 p.m. Wednesday, Lt. John Bakelaar said.
They stopped the vehicle on Franklin Avenue and chased down Noel on foot near Circle Avenue, he said.
Both were being held on $20,000 bail each in the Bergen County Jail.
Noel was charged with fraudulent use of a credit card, false representation and resisting arrest.
Francois was charged with similar fraud counts and careless driving.
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