Tag:

Budgeting

NJ Families See Groceries Take Smallest Share Of Income In US, New Study Says NJ Families See Groceries Take Smallest Share Of Income In US, New Study Says
NJ Families See Groceries Take Smallest Share Of Income In US, New Study Says Inflation and soaring grocery prices are squeezing US households at the beginning of 2025, but a new study says Northeast families are spending less of their income on food than other parts of the country. A study from WalletHub called States Where People Spend the Most & Least on Groceries was released on Thursday, Feb. 13. Despite higher food costs, residents in many Northeast and mid-Atlantic states spend a smaller share of their incomes on groceries compared to others. WalletHub said the cost of groceries has surged more than 25 percent since 2019, straining household…
How To Create A Healthy Budget For You And Your Family How To Create A Healthy Budget For You And Your Family
How To Create A Healthy Budget For You And Your Family Today's world is one of immediate gratification. Everyone wants what they desire faster and easier. Efficient financial management can help you meet your personal financial objectives within your means. These tips will help to enhance your personal finance efforts. Step 1: Pay Yourself First • It is an excellent practice to make sure the first one paid is yourself. That is to say, you should allocate at least some amount, however small it may be, to regular and consistent savings so as to build up a cash reserve for emergencies and save for retirement. Step 2: Classify Your Expenses • St…
Want To Stick To Your Budget? Oritani Bank Shares 4 Must-Follow Tips Want To Stick To Your Budget? Oritani Bank Shares 4 Must-Follow Tips
Want To Stick To Your Budget? Oritani Bank Shares 4 Must-Follow Tips TOWNSHIP OF WASHINGTON, N.J. -- Setting a budget and sticking to it doesn't have to be a frightening experience. "Although most people find the topic of money and finance uncomfortable, with a little bit of planning and expert help, you can control exactly where your money goes," said Carmela Pascarella, branch manager of the Washington Township branch of Oritani Bank. "Instead of avoiding bank statements and wondering if you have enough money to cover each purchase, setting an accurate budget can help you determine when and where to spend your money." To help simplify s…