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Most Spend Half Of Paycheck In Two Days: Survey Shows Where It Goes
t doesn’t take long for payday euphoria to fade. For many Americans, it lasts less than two days.
New research shows nearly half of the average paycheck is spent within 48 hours of hitting bank accounts, a pattern driven largely by essentials and bills that can’t wait.
The Talker Research survey of 2,000 employed Americans, conducted between Monday, Aug. 18, and Monday, Aug. 25, 2025, revealed that more than a third of the average paycheck disappears in just the first 12 hours.
Millennials were the fastest spenders, burning through about 40 percent in that window — more than any othe…
