If you've ever been in an unfortunate situation where you need to rely on your homeowner or renters insurance (e.g. your roommate left the oven on, your neighbor's pipes burst, or someone broke into your home), you know that dealing with the unexpected is stressful enough. Sadly, most insurance companies are slow-moving and expensive — and can leave you feeling like you're not getting the coverage you deserve for the rates you're paying.
Thankfully, there's a different way of doing home and renters insurance: Meet Lemonade, a tech-driven, self-service insurance platform that not only gives you near-instantaneous answers but the kind of coverage you want for your home and valued possessions. Lemonade utilizes Maya, an artificial intelligence bot, to ask you a few questions to determine the perfect coverage for your needs.
You won't spend hours waiting in a phone queue — in fact, you never have to pick up the phone at all. It takes as little as 90 seconds to get insured and three minutes to get paid for a claim. Plus, the rates are incredible: Pay as little as $5 a month for renters insurance and $25 a month for homeowners insurance.
Are you already insured? Lemonade will even take care of the hassle of switching coverage for you — and unlike your current insurance, Lemonade takes pride in being intuitive, hassle-free, and completely transparent. Since the company only takes a flat fee, there's zero conflict of interest when it comes down to processing your claims. Instead of denying or delaying your much-needed funds post-emergency, you get the help you need, with a sense of urgency.
If you're ever in a tough situation, Lemonade delivers the service you need to make life a little sweeter. Plus, the extra money for reimbursements goes towards different charitable causes around the world.
Check out Lemonade's prices and you could switch your insurance as quickly as today. It's certainly worth seeing what they can offer.